Debt Management

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  • No Fees Until Your Accounts Are Settled

Consumer Loan

A personal, or consumer, loan is ideal for people that just need a one-time loan, or a loan for a specific amount.

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About Us

Our company was founded to provide its clients with a better quality of life; a financially secure life.

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Debt Settlement

National Fidelity Financial can help you decide which debt resolution option is right for you.

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Questions To Ask

Debt Settlement is a viable option to help you alleviate your debt. However, if you choose...

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Welcome To National Fidelity Financial

At National Fidelity Financial our main focus is to provide consumers with useful information about debt reduction programs available to today’s consumers.

At National Fidelity Financial, we specialize in helping individuals and businesses overcome financial challenges and regain stability. Whether your business is facing financial hardship or you're struggling with overwhelming unsecured debt, our expert team is here to provide the solutions you need. With years of experience, we have successfully assisted business owners and consumers in managing debt, securing much-needed unsecured loans, and resolving long-standing financial burdens. We understand the stress that comes with financial uncertainty, and we're committed to helping you find a path forward. If you need financial assistance, don't wait—contact us today and take the first step toward financial freedom.

Entering a debt resolution program is a major decision, and we want our clients to feel confident in their choice. National Fidelity Financial is a trusted leader in debt management and settlement solutions, committed to helping individuals regain financial stability.


When you enroll in our program, a professional debt negotiator will work on your behalf, negotiating directly with creditors to reach mutually agreeable settlements on your unsecured debt. If you're determined to avoid personal bankruptcy, Debt Settlement offers one of the fastest and most effective paths to financial freedom.


Let us help you take control of your debt—contact us today to explore your options.

Life's big moments can bring unexpected financial challenges. Whether you're getting married, having a baby, moving, or buying a home, a personal consumer loan can provide the financial support you need.


Personal loans are designed for individuals who need a one-time lump sum to cover important expenses. They can help you restore financial stability during major life transitions, whether it's refinancing your home, making home improvements, covering medical expenses, or consolidating debt.


If you're unsure where to turn for financial assistance, we're here to help. Contact us today or visit our Personal Loans page to learn more about your options.

Financial Services

  • Personal Loans
  • Lower Interest Rate
  • Unsecured Loans
Debt Management with National Fidelity Financial

Debt Services

  • Debt Settlement
  • Debt Consolidation Loans
  • Bankruptcy
Debt Resolution

If you're struggling with unsecured debt and looking for a way to regain financial stability without resorting to bankruptcy, Debt Settlement can be a powerful solution.

This approach helps reduce outstanding balances to a more manageable amount, allowing you to pay off your debt much faster-potentially reducing what you owe by as much as 60%.
While Debt Settlement does not provide budgeting guidance, it offers a direct path to lowering your debt burden and achieving financial relief. At National Fidelity Financial, we take a personalized approach to debt resolution, helping you choose the best strategy based on your unique financial situation.
Our financial experts will assess your current debt, qualifications, and financial goals to determine the right program for you. From developing a customized financial plan to having our debt negotiation specialists work directly with your creditors, we're committed to securing the best possible outcome on your behalf.
Additionally, we have exclusive relationships with lenders that allow us to connect consumers-even those with poor credit—with private loan options that may not be available elsewhere. If you've struggled to obtain funding on your own, National Fidelity Financial can help you find the right lender to meet your needs.
You have options. Let us help you take the first step toward financial freedom—contact us today.

The Lowest-Cost Debt Solution

Debt Settlement is one of the most affordable and flexible debt resolution options available today. If you're overwhelmed by credit card debt or other unsecured obligations, you owe it to yourself to explore how this solution can help you regain control of your finances.

Our process is simple—give us a call or fill out our questionnaire, and one of our consultants will provide a free, no-obligation consultation. We'll walk you through your options, answer your questions, and explain how debt negotiation can help reduce what you owe.

Reduce Creditor Harassment with Professional Debt Negotiators

Dealing with constant creditor calls and harassment can add unnecessary stress to an already difficult situation. Our experienced Debt Negotiators not only work to reduce your debt but also help minimize collection calls by handling negotiations on your behalf.

Imagine paying less than what you currently owe through affordable monthly payments, while becoming debt-free in a fraction of the time you expected. Would that make a difference in your financial future? Let us help you take the first step contact us today to explore your debt relief options.

Debt Management with National Fidelity Financial

FAQ's

Frequently Asked Questions

What if a creditor won't negotiate?
Through out the years we have established contacts with all the major banks, collection agencies and collection attorney's. Debt settlement is a tool utilized by the collection industry. In different phases of the collection process we have set guidelines and parameters where agencies will settle at a lower percent than in other instances. Such as if more than 33% of your balance was a cash advance it will be difficult to obtain a lower settlement than if the balance were actual charges. There are a few creditors that will not settle or negotiate unless there is strict financial hardship.
What about lawsuits?
Creditors will say almost anything necessary to collect a delinquent account. It cost money to sue someone and a legal judgment is simply a piece of paper unless there is a way to obtain payment for the judgment. The threat of litigation, is an all too common form of intimation on behalf of the creditors collections efforts. They use scare tactics to be able to obtain payment on pass due accounts. There is a possibility that a law suit will be brought against you. However most creditors would rather work things out and negotiate than to spend more money taking a customer to court (and there is no guarantee of collecting a penny on a judgment). That is why so many settlement companies are settling thousands of accounts and savings thousands of dollars. Creditor find it easier to get something than nothing.
Are there debts that can't be entered into the program?
Secured debt, I.R.S debt, Personal debt (debt between to private parties), Home Mortgages, Utility Bills, Auto Loans, Government Loans, Student loans, and Federal and State tax are some of the types of debts that can not be included. Some of these accounts may be unsecured, but because they are government backed or affiliated they will not be able to be put into the program.
What are the differences between Credit Counseling and Debt Settlement?
In Credit counseling you repay the complete balance, plus interest and any fees associated with the account. Where as in debt settlement you only pay back a portion of your debt. That is why debt settlement is a much faster approach to becoming debt free. This means less money comes out of your pocket which provides you more cash flow to allow you to catch up on your every day expenses. Credit counseling only work with clients that are in "good standings" with there creditors, if an account is charged off, it will not be eligible to be enrolled in here program. Debt Settlement accepts charged off accounts.
Contact National Fidelity Financial

Call us today or fill out the form below.

One of our professional staff members will be able to answer your questions. However, if you would like to personally discuss your financial goals with us, simply request a consolation and we’ll be happy to schedule an appointment with you. If you are having trouble using our form, please click below to email us directly.

Our Address

Address

930 S Harbor City Blvd

Melbourne, FL 32901

Email Address

info@nfdebt.org

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